All loans on the platform come with a buyback guarantee, ensuring you get your money back even if a loan defaults
At my latest visit, I exchanged thoughts with the Viainvest team, in particular with supervisory board member Tatjana Kulapina. The whole Viainvest team made a knowledgable and reliable impression on me in both meetings.
Неуказанные обязательные данные считаются отсутствием этой информации. в угоду предоставление заведомо ложных сведений лицу грозит уголовная ответственность.
It's now been over a year that I invested on the platform, and I can say that so far, everything is working as expected. My estimated annual return is at 10.91%, which makes sense as I mostly invested in loans with a yield around 11%.
You have a wide range of options in the settings for your Auto-Invest portfolio: The size of your portfolio in euros, the maximum amount to be invested in a single asset, the minimum and maximum interest rate, the minimum and maximum term and the countries of origin, represented by the respective subsidiaries.
There are always loans available on the platform, which means that our investment results depend on our investment choices only.
The number of new loans has also decreased somewhat in 2024 compared to the previous year, though there is still a good volume on the platform.
According to my Viainvest review, the Latvian P2P platform is one of the most stable in the market. I’ve been invested here since 2017, and there have been some turbulent times since then, but they were managed successfully.
Завершите простую регистрацию также насладитесь преимуществами debitum платформы.
Notably, Nectaro also offers competitive interest rates of up to 15%. More details on this Viainvest alternative can be found in my Nectaro review.
There is no official contingency plan for this scenario. The condition of the Group is therefore crucial. This is clearly visible in the annual reports on the website, but unfortunately not always up to date. The VisaSMS Group has been operating very successfully for years (with the exception of during the Covid crisis), so there is no major threat to Viainvest. However, experience with other P2P providers has shown that this situation can change quite quickly. A regular look at the business figures is therefore generally recommended.
The COVID crisis shook the financial markets and did not leave Viainvest unscathed. The company opted for a more cautious approach and, for example, recognised provisions to compensate for possible loan defaults. Together with other measures and additional costs, this led to a small loss of around 280,000 euros in 2020. Viainvest thus manoeuvred comparatively well through this difficult period.
Viainvest has recently lost a lot of its reputation due to technical glitches and the switch to IBF-compliant asset-backed securities
The applied tax rate is based on the country of tax residency and the tax information that are submitted.